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Credit card debt in America has reached historic levels, and the stories people are sharing online are getting wilder every day. In this video, I react to a wave of TikToks from people drowning in $30,000… $55,000… even $250,000 in debt. From college loans to lifestyle creep to high-interest credit cards, this is the real picture of what’s happening in the U.S. right now. 2025-11-18 12-11-59.mp4 In 2025, Americans are carrying over $1.21 trillion in credit card debt — the highest ever recorded. Many don’t have emergency savings. Many don’t know how APR really works. And most people admit they were never taught financial basics — budgeting, saving, or how fast interest compounds. Meanwhile, inflation keeps rising and wages are not catching up.