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Thinking about using your 401(k) to buy a bigger home in Maryland? You’re not alone — but this strategy can be either a smart move or a costly mistake depending on how you do it. In this video, I break down: ✔ 401(k) loans vs. withdrawals ✔ Tax implications you must understand ✔ How this affects your mortgage approval ✔ Strategies for upsizing in Carroll & Frederick County ✔ Mistakes Maryland buyers should avoid If you’re planning to move up, upgrade, or buy your dream home, this is information every homeowner needs before touching retirement funds. 📍 Serving Carroll County, Frederick County, and surrounding Maryland areas 👉 Thinking of buying or selling in Maryland? Contact me today! 👍 Subscribe for weekly Maryland real estate strategies 💬 Comment below: Would you use your 401(k) to buy a home? ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 🤔Buying or Selling in Maryland? 🏡 📱 Call or Text: 410-746-6238 📨 Email: Nikki@theShelleyHomeGroup.com 📅 Book a call: https://api.leadconnectorhq.com/widge... ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ =========================== Connect with us! ============================= https://stan.store/NikkiNail https://www.instagram.com/ nikkinail_mdhomes https://www.shelleyhomegroup.com #MarylandRealEstate #Downsizing #FamilyTips #SeniorLiving #HomeSelling #RealEstateAdvice #NikkiNail