Lawyer Tells Struggling Seniors Which Bills They Do Not Have to Pay! скачать в хорошем качестве

Lawyer Tells Struggling Seniors Which Bills They Do Not Have to Pay!

Seniors, you have bills you do not have to pay if you're overloaded with debt. People should pay their bills, but seniors have certain protections so they don't go without food, shelter, and medicine. In this video, Attorney Eric Olsen, Founder of the HELPS Law Group, explains how the law protects #seniors struggling with debt. The lawyer also distinguishes between bills struggling seniors have to pay and those that they do not have to pay. Time Stamps 0:00 Struggling seniors don’t have to pay their bills! 0:13 Introduction to Attorney Eric Olsen and the HELPS Law Group 1:25 The main thing Attorney Eric Olsen tells struggling seniors so they don’t worry 2:13 Struggling seniors need to know that their Social Security benefits, pensions and VA benefits are protected by federal law 3:25 Too many seniors have debt that they can’t afford to pay 4:14 It’s okay for seniors to pay for their needs instead of paying bills 5:00 How seniors are protected from debt lawsuits and judgements 5:30 Struggling seniors need to know that their bank accounts are protected by federal law 6:23 Struggling seniors need to know that twice the amount of their federal benefits are protected in their bank accounts even if the source is a gift or came from elsewhere 7:50 Retirement savings like an IRA, 401k, and annuity are protected as well 8:10 Why seniors shouldn’t use retirement savings to pay old bills 9:25 Struggling seniors don’t have to pay their state and federal income taxes 10:38 If you don’t pay your car loan, they can repossess the car 11:39 Struggling seniors don’t have to pay medical bills 12:38 Not paying credit card bills will result in losing the card and hurting your credit, but it’s more important to pay for necessities 13:51 How’s HELPS stops debt collector harassment with a cease-and-desist letter 15:33 If sued for debt, struggling seniors don’t have to hire a lawyer or even go to court 16:58 Generally, seniors’ homes and property are not seized to pay a judgement 18:23 Your spouse and children won’t inherit your debts when you die 19:22 Bills that struggling seniors don’t have to pay 19:42 Bills that struggling seniors should pay 20:26 How to contact the HELPS Law Group Jeff Hoyt is SeniorLiving.org’s Editor-in-Chief. For more on why seniors shouldn't worry about old debts, watch    • Why Seniors Shouldn't Worry about Old...   For more on how to deal with debt collectors, watch    • Why Seniors Shouldn’t Worry about Deb...   Struggling? Here's what seniors need to know about debt:    • 5 Things Struggling Seniors in Debt N...   Subscribe to SeniorLiving.org on YouTube:    / @seniorlivingorg   For more tips for seniors: https://www.seniorliving.org/ If you're interested in joining the hundreds of thousands of families who've found senior living communities on SeniorLiving.org, read the reviews on our website: https://www.seniorliving.org/housing/ ~-~~-~~~-~~-~ Like to save money? Please watch: "The Best Senior Citizen Discounts"    • The Best Senior Discounts   ~-~~-~~~-~~-~ To contact the HELPS Law Group, call 1-855-435-7787 or visit helpsishere.org.