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Welcome back to my channel! 💕 In today’s video, talking investing - what it is, what to expect, and if it makes sense for your budget. I also talk about what I've done and how I got started as well as maintain my accounts. So, if you've ever wondered about buying stocks or if you should start an IRA...then this video is for you. ❤️ Thank you to @Unapologetic_reader for the video inspiration/request! In this video, I cover: ✨Quick How-To on prepping and gluing on nails ✨Chat about Money Market Accounts ✨ Comparison between Money Market and High Yield savings account ✨Interest Examples between the two ✨ How I personally utilize my Money Market account and the interest I earn As always, this is for educational purposes and based on my personal budgeting experience—do what works best for you and what your banker/investor recommends. 💛 Thanks so much for watching! Don’t forget to like, subscribe, and let me know in the comments if you’ve ever used a CD or are thinking about opening one. ☕ Enjoying the content? If you’d like to support the channel, you can buy me a coffee on Ko-fi. It helps keep the content (and caffeine) flowing! https://ko-fi.com/aj_budgets #Budgeting #Moneymarket #highyieldsavings #emergencyfund #graduateschool #save #creditjourney #PersonalFinance #SavingMoney #BudgetCommunity #AJ_Budgets #FinancialEducation #BeginnerBudgeting #Cashstuffing #Cashenvelopes #sinkingfunds #longtermsinking ____________________ Shop my Amazon Associate Products ✨Annual Wall Calendar: https://amzn.to/4piYS9e ✨A6 Budget Tracker: https://amzn.to/4pW2QWw ✨Blue Holographic Binder: https://amzn.to/4qTi3rJ ✨Light Blue Binder: https://amzn.to/3Ygna93 ✨Clear Glitter Binder: https://amzn.to/4jpejeQ ✨Black Initial Binder: https://amzn.to/45dmZiL ✨Yellow Binder: https://amzn.to/4shu0ZH ✨Clear Binder: https://amzn.to/4qlfajz ✨Lavender Binder: https://amzn.to/4pW2WgQ ✨A6 Envelopes - Travel Binder: https://amzn.to/4bl7mt4 ✨A6 Tab Dividers: https://amzn.to/3YTwhwu ✨Expanding Organizer: https://amzn.to/49wBkZX ✨Cash Tip Envelopes: https://amzn.to/3LfTe9W ✨A6 Savings Challenge Book: https://amzn.to/49yZdzX ✨Prop Money Option1 - variety pack: https://amzn.to/3YPStYn ✨Prop Money Option 2 - variety pack: https://amzn.to/3N2zpn8 ✨$500 bill Prop money: https://amzn.to/45wu2Tu ✨$1000 bill Prop money: https://amzn.to/4qTiRwL ✨Inkjoy Pens: https://amzn.to/4skhIPZ ✨Pastel Highlighters: https://amzn.to/4jpiPKv Creator Credits & Other Products ❤️ Thank you again to @Unapologetic_reader for the video inspiration/request! ❤️Nails by Shein ❤️Nail Glue by Kiss ❤️Electronic Sinking Funds Tracker on Etsy by @MomMoneyMap ❤️Trackers by @savsaves ❤️Blinged out pen by @BlackNBlue10_4 ❤️Dolla Bills Y'all Savings Challenge by @BudgetwithIra ❤️Envelopes by @budgetwithemmy ❤️Keyrings by @budgetwithemmy ❤️Wallet Tracker by @FortyPlusLife ❤️Floral & Marble binders sold at Hobby Lobby ❤️Vinyl from Michaels Craft Store ❤️2026 Planner sold at Wal-Mart ❤️Planner Stickers from Michaels, Hobby Lobby, & Wal-Mart ____________________ Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/matrika/days-off License code: ULNVWSOLQKIOP5HH ____________________ 📢Disclaimer📢 Please note, I am not a financial advisor of any sort, and personal finance is personal. I am simply filming and sharing my journey with my own finances for entertainment purposes only.