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Welcome to oversharing on the internet. In this debt update video, I share a transparent breakdown of my current debt and walk through each loan balance in detail. I explain how much I owe, the interest rates, and how I ended up with each loan, including the decisions, life events, and financial choices that led me here. This video is part of my ongoing personal finance journey, where I document paying off debt, budgeting, and building a healthier financial future. If you’re working on paying off student loans, personal loans, or other debt, this video will give you a realistic look at what debt payoff actually looks like and how quickly balances can change over time. I believe in being honest about money, so this is a real numbers, no-fluff update. Whether you’re just starting your debt payoff journey or you’re deep into it already, I hope this breakdown helps you feel less alone and more motivated to keep going. Link to the budget template I use: https://budgettoolsbysandra.etsy.com/... 00:00 Introduction 00:56 My Student Loan Balances 01:45 Progress 03:49 My Debt Goals 08:11 My Debt Tips