🔥🇨🇦💰 CPP, OAS & GIS 2026 Explained — How Seniors Can Get Up to $3,300+/Month скачать в хорошем качестве

🔥🇨🇦💰 CPP, OAS & GIS 2026 Explained — How Seniors Can Get Up to $3,300+/Month

#cpp2026 #oasupdate #gisbenefits #canadaseniors #retirementincome Canadian seniors need to pay close attention to the 2026 CPP, OAS, and GIS updates, because these changes could significantly increase your monthly retirement income. In this video, we break down exactly how CPP payments are calculated, how inflation indexing affects your pension, and why the decision to start CPP at 60, 65, or 70 can change your income by tens of thousands of dollars over retirement. You’ll learn how the CPP dropout provisions work, including the general dropout and child-rearing dropout, and how these rules ensure your pension is based on your best earning years, not your worst. We also explain the 2026 CPP payment projections, including the estimated maximum of $1,434 per month at age 65, the average payment most seniors actually receive, and how delaying CPP to age 70 can raise your pension by up to 42%. This video also dives deep into Old Age Security (OAS), explaining who qualifies, how residency affects your payment, and why seniors aged 75 and older receive a higher OAS amount. We cover the OAS clawback (recovery tax) in detail, including the projected 2026 income thresholds, real-world examples, and how higher-income retirees can lose part or all of their OAS if they’re not careful. Most importantly, we expose the program that too many seniors miss: the Guaranteed Income Supplement (GIS). If you’re a low-income senior receiving OAS, GIS could double or even triple your monthly income, providing up to $1,086 per month tax-free in 2026. We explain GIS income limits, what income counts and what doesn’t, why filing your tax return every year is critical, and how GIS, OAS, and CPP work together to provide financial security. You’ll also learn about the Allowance and Allowance for the Survivor, powerful but lesser-known benefits for Canadians aged 60 to 64 who are spouses or widows of GIS recipients, with payments projected as high as $1,531 per month in 2026. Finally, we walk you step-by-step through how and when to apply for CPP, OAS, and GIS, how retroactive payments work, and why delaying or failing to apply could cost you thousands of dollars permanently. With rising living costs, housing pressure, and inflation hitting seniors hard, understanding these programs has never been more important. If you or someone you love is approaching retirement or already receiving CPP, OAS, or GIS, this video could make a life-changing financial difference. #cpp #oasupdate #gisupdate #canadapension #seniorbenefits #retirementplanning #canadianseniors #cppincrease #oasclawback #GIS2026 #inflationupdate #pensionnews #costoflivingcanada #ServiceCanada #retirementincome