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Mortgage Check-up & Mortgage Terms

We kicked off the new year talking all about “mortgage resolutions” the financial reset that buyers (and future buyers) often overlook. This episode dives into the mindset blocks keeping people from moving forward, like waiting for the “perfect” interest rate or delaying a mortgage conversation until the spring market. We share real stories of buyers who moved quickly and snagged homes at amazing prices simply because they didn’t wait. We unpack the importance of getting your mortgage health checkup, why no new debt might be the most underrated resolution you can make, and how small savings shifts (like canceling a few subscriptions) can stack up fast. Plus, we break down the most misunderstood mortgage terms (like PMI, DTI, points, and escrow) in a way that actually makes sense. Whether you're brand new to homebuying or it's been a minute since your last purchase, there’s gold here for you.