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Most financial resolutions fail by February because they’re unrealistic. In this video, I share 5 financial resolutions that actually work for real people—practical money habits you can stick with even if you feel behind, overwhelmed, or stuck living paycheck to paycheck. These realistic financial goals don’t require a perfect budget, extreme saving, or chasing stock market returns. They’re designed for everyday people who want less money stress and more control over their finances. In this video, you’ll learn: ✅ How to know where your money is really going ✅ Why building an emergency fund matters before investing ✅ How to eliminate high-interest debt step by step ✅ How to automate good financial habits ✅ How to align your money with what actually matters in your life 00:00 - Introduction 02:41 - 5 Financial Resolutions for the New Year 03:10 - Where Is Your Money Going? 04:38 - How Much of a Buffer Do You Need? 06:20 - Should You Pay Off All of Your Debt? 07:28 - One Really Good Idea? 08:50 - What Really Matters? 10:58 - Conclusion Whether you’re setting financial goals for the new year, trying to get out of debt, or looking for simple personal finance advice, these resolutions focus on progress—not perfection. If money still feels tight despite working hard, this video is for you.