Confused About Retirement Taxes? Here’s How the Rules Actually Work скачать в хорошем качестве

Confused About Retirement Taxes? Here’s How the Rules Actually Work

If retirement taxes feel confusing, you’re not alone. Pre-tax accounts, Roth accounts, required minimum distributions (RMDs), Social Security taxes—there are a lot of rules, and they don’t always work the way people expect. In this episode, we explain retirement taxes in plain language so you can understand how your accounts are taxed, why confusion is so common, and how planning ahead can create more clarity and control. What We Cover: 00:00 – Why retirement taxes are so confusing 02:00 – How pre-tax retirement accounts are taxed 04:30 – Roth accounts and tax-free retirement income 06:45 – Taxable (non-qualified) accounts explained 09:30 – Why tax diversification creates clarity 12:45 – How Social Security taxes really work 15:00 – Federal vs State taxes in retirement 17:30 – RMD age changes and Secure Act 19:00 – Secure Act and the OBBBA Retirement taxes don’t have to feel overwhelming. Understanding how the rules work is the first step toward making more confident retirement decisions. -- Ready to take the next step? Schedule a RetireReady Call at https://bit.ly/4jJyPqK Download your copy of the Retiring Today Magazine at https://bit.ly/4nDw5eE 🔔 Don’t forget to like, subscribe, and turn on notifications for more retirement insights! -- Loren Merkle CFP®, RICP®, Certified Financial Fiduciary® https://merkleretirementplanning.com/... Chawn Honkomp CFP®, RICP®, Certified Financial Fiduciary®, CPA® https://merkleretirementplanning.com/... Molly Nelson Host of Retiring Today with Loren Merkle https://merkleretirementplanning.com/... -- This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation. Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC.  MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.