7 Financial Rules Every OFW Needs to Know! скачать в хорошем качестве

7 Financial Rules Every OFW Needs to Know!

No matter where you are in the world - Saudi, UAE, UK, US, Singapore, Japan - if you're a Filipino working overseas or even back home, you've probably felt the pressure: Work hard. Send money. Repeat. But despite the sacrifices, many OFWs and Filipinos are still living paycheck to paycheck. Even with financial literacy programs, savings among OFWs have dropped sharply over the years. But it doesn't have to be this way. In this video, I share 7 brutally honest money rules that helped me break free from that cycle - rules that every OFW and Filipino should know. PLUS: Stay until the end for Rule #8 - the game-changing secret to financial freedom: your savings rate! STUDIES & SOURCES: Philippine Statistics Authority (PSA) Savings rate among OFWs dropped from 53.1% (2009) to 34.6% (2022) https://www.philstar.com/business/202... SEDPI Study (as featured on ABS-CBN) 8 in 10 OFWs have no savings, and 1 in 10 ends up broke https://sedpi.com/en/abs-cbn-features... Bangko Sentral ng Pilipinas (BSP) PiTaKa and OFBank programs for financial literacy and digital banking https://www.bsp.gov.ph Philippine Institute for Development Studies (PIDS) - 2024 Government financial education efforts are not systematic enough https://www.gmanetwork.com/news/pinoy... TIMESTAMPS: 00:00 – Intro: Why Filipinos Struggle with Saving 02:01 – Rule 1: The 50/30/20 Budget Rule 02:57 – Rule 2: 1% Rule for Impulse Spending 04:00 – Rule 3: The Rule of 72 04:40 – Rule 4: How Much You Need to Retire 05:51 – Rule 5: Emergency Fund Strategy 06:30 – Rule 6: Automate Your Savings 07:02 – Rule 7: Item In, Item Out (Minimalism Tip) 08:12 – Rule 8: Bonus Rule 10:14 – Final Thoughts and Call to Action Let's Build Wealth, Kabayan! If this video helped you, LIKE, SUBSCRIBE, and SHARE it with a fellow OFW, breadwinner, or hardworking Pinoy who needs this. Comment below: Which rule will you start applying this week? Follow for More Videos On: OFW & Filipino finance tips Investing in Pag-IBIG MP2, ETFs & global index funds Early retirement plans Saving hacks & automation Minimalism & budgeting strategies #OFWMoneyTips #OFWSavings #FilipinoFinance #BuhayOFW #ipongoals #PinoyInvestors #PersonalFinancePH #OFWLife #MoneyMattersPH #OFWGoals #FinancialFreedom #WealthBuilding #SaveMoreLiveBetter #PagIbigMP2 #InvestSmartPH #SavingsRate #EmergencyFund #MinimalistPinoy #BudgetingTips #PinoyMoneyHabits #RamitSethi #IWillTeachYouToBeRich #FinanceForOFWs #OFWInvesting #OFWJourney #DollarCostAveraging #PinoySuccess #WorkAbroadSaveMore #OFWRetirement #HowToSaveMoney #OFWAbroad #IponChallenge #SmartOFW #SaveInvestRepeat #OFWFinancialFreedom #TunayNaYaman