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Africa’s single market will thrive only with efficient cross-border payments. At the African Prosperity Dialogue 2026 in Accra, I delivered remarks on behalf of Dr. Johnson Pandit Asiama, Governor of the Bank of Ghana, focusing on how cross-border payments and digital finance systems must underpin Africa’s trade ambitions under the African Continental Free Trade Area (AfCFTA). While trade agreements are important, they do not, on their own, create trade. Trade becomes possible only when value can move. I shared why seamless cross-border payments and solutions like #PAPSS are key to making AfCFTA work for African businesses securely, affordably, and reliably across borders. At the Bank of Ghana, we are advancing key initiatives including: • Fintech Passporting, through collaboration with the National Bank of Rwanda to enable cross-border licensing and regulatory trust. This is a solution that can be scaled across the continent. Our Africa Next-Generation Digital Public Infrastructure Initiative is testing multilateral interoperability frameworks, settlement models, and future cross-border digital currency arrangements. The Virtual Asset Service Providers Act recently passed by Ghana’s parliament is designed to support emerging digital payment channels while ensuring strong consumer protection and risk oversight. These initiatives recognise that payment systems constitute critical national and continental infrastructure requiring robust cybersecurity, regulatory coordination, and trusted governance frameworks. #AfricanProsperityDialogue #APD2026 #BankofGhana #DrJohnsonPanditAsiama #AfCFTA #CrossBorderPayments #DigitalFinance #PAPSS #SMEs #WomenInTrade #YouthInnovation #AfricaTrade #AfricaProsperity #MatildaAsanteAsiedu Please Subscribe TO My Channel, Like & Share. You Can Follow Us On Facebook: / morristelevision For More Information please Whatsapp us on +233 244308109 Or Email us on: morrino2443@gmail.com