Day 30 - 30 Day Emergency Fund Savings Challenge скачать в хорошем качестве

Day 30 - 30 Day Emergency Fund Savings Challenge

Day 30 of the 30 Day Emergency Fund Savings Challenge. This money challenge will be for emergency fund saving. This is the first step to paying off debt and becoming financially free. In this 30 Day Emergency Fund Challenge we will be saving $500 in 30 days. This emergency fund investment will be an investment in yourself to hit your larger goals and live the life you always wanted. This emergency fund challenge will have a daily video for 30 days with savings tips to make it so much easier to build up your emergency fund investment. 🔥 Get your FREE 30 Day Emergency Fund Savings Challenge Workbook and follow along: https://bit.ly/30DayEFundWorkbook 👍 Don't forget to give this video a thumbs up if it was helpful. I really appreciate it! If you want to learn how to create a super simple budget then check out this video:    • How to Create a Super Simple Budget That W...   If you want to learn how to save hours on your budget then check out this video:    • Time Saving Budget Hack - Save Hours On Yo...   👉 Don't forget to subscribe so you don't miss any of the 3 weekly videos posted on money, saving, and investing:    / @hackingtheratrace   Hey everyone, today is day 30 of the 30-Day Emergency Fund Savings Challenge. If you are still with me, you made it to the very end of this challenge. Way to go, You crushed your goal and I am so excited. I cannot wait to get started and I cannot wait to share today's tip with you because I think it could save you anywhere from $300 to maybe $1500 per year and today is our last day. So let's jump right in. Like I said today is Day 30, the final day of the 30-day Emergency Fund Saving Challenge, and today we have to save $31 and our last day to put money in this envelope $31. So get out your emergency fund envelope and put your $31 in here, for a total of $500, you've done it, you've built up your emergency fund to $500. If you don't have an envelope, and you've been putting this money in your savings account, move it over right now so that you have also hit your goal of $500. Now, you might be thinking, Lauren, that's great. I really wish I had more. Literally, you can do this over and over and over, or maybe like I said, in a prior video, someone had to spend $50, which is perfectly fine, because that is the whole point of having an emergency fund; to use it when you have emergencies. So up today, maybe this is your final day, but maybe you had to spend a little bit of that money. It's okay, start over on day one and just keep filling up your emergency fund until you hit your goal, whether that's $500, $1000, $2,000 and here's the other thing with all the tips you've been given so far, plus the tip I'm going to share with you today, you should be able to save way more than $500 and you should be ready to jump into the next phase which is going to be paying off your debt and the faster you pay off your debt, the faster you'll be surprised at how much money you can actually save to start investing, be financially free and live the life on your terms how you've always wanted to live it. So I am so excited literally, this is the biggest stumbling block for most people and here you are on the final day crushing it. So give yourself a pat on the back because that is a massive accomplishment. I am so proud of you, so excited for you and I cannot wait to jump into today's tip so we can complete this 30-day Emergency Fund Savings Challenge. Alright, so today's tip is negotiating your bills. Right, so the bills that you can negotiate are probably more this is not an exhaustive list, but some to consider negotiating because there is always room to negotiate these bills. Especially if you've never negotiated them, you would be surprised at how much money you're actually probably overpaying. So that would include your cable, your satellite, your landline, your internet, your home security, your satellite radio, literally any of these kinds of things are easy to negotiate. You just call them you can even threaten to leave. You can tell them I've been your customer for this long, and I don't feel like I'm getting the best deal. You can say my friend got this deal and I want this deal. You can sometimes literally just calling asking, do you have any promotions, I really need to cut my bill down right now. You would be surprised at how willing they are to work with you and here's the other thing. All of these companies have a retention department when you first call in, you get their customer service department and if you push through them and you end up in the retention department, these are the people who can really work with you and save you so much money. Again, they don't want to lose you as a customer and most of these industries are highly competitive, right?