Скачать с ютуб Non Bank Lenders - when the main banks have all said no в хорошем качестве

Non Bank Lenders - when the main banks have all said no

The banks have tightened considerably since late 2016 which has meant that a lot of borrowers and in particular investors are feeling shut out of the market. There are alternative options by looking at the non-banks which include investment funding where you potentially can still access 70% or even in some cases 80% LVR. On top of that we have access to a number of funders who are useful if you can’t meet the main banks servicing criteria. In regards to accessing rates which are reasonable close to that of the banks there are two main lenders we would be recommending: At this stage, the options I mention below will mainly assist relatively new investors who: • are looking to purchase anywhere between their first and third investment property • have strong servicing • are finding the required equity levels to be the challenge. There are two reasonably priced non-bank options where it is still possible to get funding up to 80% LVR for investment purposes. Each lender has their own idiosyncrasies such as: • Another will do standard rates up to 70% but will use a combination loan to take funding up to 80%. The second portion is more expensive but the numbers can be made to work if you purchase well or are creating a good level of equity through renovations. • The third requires you to also hold your owner-occupied property with them to fund investment lending to 80%. This is normally not what GRA or Kris Pedersen Mortgages would recommend but we can discuss with you what your likely risks are and it may still be a workable option for some people. Contact us today on +64 9 486 4719 or [email protected] if you would like further information regarding the information contained in this video.