गजब गजब 01 नवंबर से सीनियर सिटिज़न,Pensioners व बैंक खाता धारकों के बदले नियम सभी को जानना जरूरी... скачать в хорошем качестве

गजब गजब 01 नवंबर से सीनियर सिटिज़न,Pensioners व बैंक खाता धारकों के बदले नियम सभी को जानना जरूरी...

1 नवंबर से बदले बैंक के नियम Senior citizens pensioners को जानना जरूरी #sainikwelfarenews Jai Hind doston, welcome to your own Sainik Welfare News channel. Today we’re discussing a historic update — Banking Laws (Amendment) Act 2025, passed by the Ministry of Finance on 23 October 2025, effective 1 November 2025. This major reform changes how every bank account holder, pensioner, central government employee, and defence personnel can manage nominations and claim processes in India. This amendment brings transparency, accountability, and convenience to India’s entire banking ecosystem. It covers amendments in the Reserve Bank of India Act 1930, Banking Regulation Act 1949, State Bank of India Act 1955, and Banking Companies Acts 1970 & 1980 — a total of 19 key changes. Purpose of the Amendment To give account holders more freedom and protection. To make nomination simpler, transparent, and multi-layered. To strengthen customer trust and ensure fair claim settlement. To make all banks follow one standard operating process (SOP) for claims. Key Features Multiple Nominations: You can now nominate up to 4 people for your account, FD, or locker — not just one. Share Allocation: You can decide how much share each nominee receives (e.g., 50%-30%-20%). Sequential Nomination: Choose who inherits first, then secondary nominees if the first is unavailable. Nomination Change Anytime: Modify, reorder, or cancel nominations easily using new standard forms. Transparent Claim Process: All banks must now follow one uniform, time-bound procedure for claim settlement. Regulatory Clarity: Reduces branch-level confusion and ensures consistent service across all banks. Impact on Account Holders This amendment is a game changer for: Central Government Employees & Defence Personnel: Align your bank nominations with your GPF/NPS/Pension records. Pensioners & Senior Citizens: Avoid disputes; your family can claim funds quickly with proper documentation. ESM & Paramilitary Families: Simplifies bank claim access during emergencies. All Indian Citizens: Builds trust and accountability between customer and bank. When It Takes Effect The nomination provisions (Sections 10–13) take effect from 1 November 2025. Other structural provisions already began from 1 August 2025. Government’s Objective Reduce legal disputes among heirs. Ensure speedy disbursal to rightful nominees. Enhance public confidence in the financial system. Promote financial literacy and inclusion for senior citizens. What You Should Do Now Visit your bank branch or online portal. Add up to 4 nominees with clear percentage shares. Submit KYC of nominees and keep acknowledgment copies. Inform your family about nominations and keep a digital record. Review nominations every year or after major life changes. Real If a defence pensioner keeps four nominees — spouse (50%), son (20%), daughter (20%), and widowed mother (10%) — the bank will now legally honour this split. It ensures your dependents never face confusion or legal delay. Stay tuned with Sainik Welfare News for detailed policy analysis, defence welfare schemes, pay commission updates, and pension reforms. For more such verified government notifications, subscribe now and share this information with your family and groups — so that everyone can secure their future through awareness. Banking Laws Amendment Act 2025, new bank nomination rules, 4 nominees bank account India, transparent bank claim process, RBI amendment October 2025, Ministry of Finance banking reform, bank nomination change online, pensioner bank claim process, defence pension nomination, central government employee banking rules, locker nomination rules 2025, claim after death bank account India, multi nominee facility, standard SOP for claims, account holder protection law India, senior citizen banking rights, financial awareness 2025, RBI guidelines 2025, Ministry of Finance notification 2025, Sainik Welfare News, Jai Hind. Banking Laws 2025, Bank Nomination Rules 2025, RBI Amendment, Pensioner Rights, Defence Banking Reform, Central Govt Employees Update, Locker Nomination 2025, FD Nomination Rules, Claim Settlement India, Nominee vs Legal Heir, Financial Security, RBI Guidelines 2025, Pension Account Nomination, Sainik Welfare News, Jai Hind, Banking Reform India. #BankingLaws2025 #BankNominationRules #NominationRules2025 #BankingAmendmentAct #RBIUpdate2025 #FinanceMinistry #BankingReformIndia #PensionersRights #CentralGovtEmployees #DefencePersonnel #SainikWelfare #BankAccountNominee #LockerNomination #FDNomination #ClaimProcessIndia #FinancialAwareness #CustomerRights #SeniorCitizenWelfare #IndianBankingSystem #BankingNews #JaiHind #JaiBharat #SainikWelfareNews #GovernmentUpdate #IndiaFinanceNews Our AIM is to serve the nation. JAI HIND JAI BHARAT Video Tags: