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You see a 23-year-old in a rented Lambo telling you to buy crypto. You feel behind. Stop. You aren't behind. You are being targeted. Most financial advice is garbage designed to steal your money through fees, courses, and pump-and-dump schemes. I’m Paw. Today, I am giving you the brutally honest, mathematical guide to building wealth in 2026. No courses. No BS. Just the math behind why inflation is robbing you, why picking stocks is gambling, and why boring Index Funds are the only way to win. 👇 In this video, we delete the noise: The Inflation Robbery: Why keeping cash in the bank guarantees you lose 30% of your purchasing power in 10 years. The Stock Picking Trap: Why betting on "the next Apple" is financial suicide (remember Nokia?). The Solution: What an Index Fund actually is, and why Warren Buffett recommends them over hedge funds. The Prerequisites: Why you should never invest a dollar if you have credit card debt (the 25% vs 10% math). The "Panic Sell" Mistake: How selling during a crash destroys 66% of your lifetime gains. The Shopping List: The 3 specific low-cost ETFs (SPLG, VUG, SCHD) to build your portfolio today. Investing isn't about getting rich quick. It's about not getting poor slowly. 🔔 Subscribe to stop gambling and start building. Disclaimer: The purpose is to inform viewers about finance in a responsible, educational way, not to provide financial advice. This video is for educational and entertainment purposes only. I am not a financial advisor. Please consult with a professional before making major financial decisions. #savemoney #personalfinance #investing #wealthbuilding #financialfreedom #financialeducation