ESIC patrata kaise nikale password kaise change kare | Aadhar seeding 2026 ESIC Active पात्रता चेक скачать в хорошем качестве

ESIC patrata kaise nikale password kaise change kare | Aadhar seeding 2026 ESIC Active पात्रता चेक

ESIC patrata kaise nikale password kaise change kare | Aadhar seeding 2026 ESIC Active https://portal.esic.gov.in/EmployeePo... Esic patrata kaise nikale ESIC (Employees' State Insurance Corporation) is India’s premier social security and health insurance organization. Managed by the Ministry of Labour and Employment, it provides workers in the organized sector with financial and medical protection against sickness, maternity, disability, and death.As of 2026, recent updates under the New Labour Codes have expanded its scope, making it easier for more employees to qualify for these benefits.🛠️ Eligibility & Contributions (2026 Updates)The scheme is mandatory for most non-seasonal factories and establishments (shops, hotels, private schools, etc.) employing 10 or more people.CategoryWage Limit (Monthly)General EmployeesUp to ₹21,000Persons with Disabilities (PWD)Up to ₹25,000Note on the "50% Rule": Under the new 2025/26 guidelines, eligibility is now more strictly calculated. If your allowances (HRA, etc.) exceed 50% of your total pay, the excess is added back to your "Basic" wage to determine if you fall under the ₹21,000 limit. This prevents employers from "hiding" wages to avoid ESIC.Contribution RatesEmployee Share: 0.75% of wages.Employer Share: 3.25% of wages.Total: 4.00% of the monthly wage.🏥 Key Benefits for YouOnce registered, an employee is known as an Insured Person (IP) and receives an ESI Card (Pehchan Card).Medical Benefit: Full medical care for the IP and their family from day one. This includes outpatient care, specialists, and hospitalization at ESIC hospitals.Sickness Benefit: If you are too ill to work, you can receive 70% of your wages in cash for up to 91 days a year (provided you’ve contributed for 78 days).Maternity Benefit: Paid leave for 26 weeks at full wages for pregnancy/childbirth.Disablement Benefit: * Temporary: 90% of wages until recovery.Permanent: A monthly pension based on the extent of loss in earning capacity.Unemployment Allowance: Under the Atal Beemit Vyakti Kalyan Yojana, workers who lose their jobs can receive a cash allowance (typically 50% of wages) for a limited period.💻 Digital AccessThe ESIC has moved almost all its services online to the Official ESIC Portal.For Employees: You can login to the IP Portal using your Insurance Number to check your contribution status, download your e-Pehchan Card, and track claims.For Employers: Used for registration of the unit, monthly contribution payments, and generating "Challans."Would you like me to help you find a specific ESIC hospital near you, or do you need a guide on how to download your e-Pehchan card?