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In this episode of The Readiness Report, Redi Tlhabi sits down with economist and director of Inani Strategies Xhanti Payi to unpack what the national budget really means for ordinary families. From food prices and interest rates to service delivery and the decision to hold back further VAT increases, the conversation cuts through the policy jargon to focus on our realities. Join the conversation, let us know what you think in the comments below! This episode was made possible thanks to The Friedrich Naumann Foundation for Freedom: https://www.freiheit.org/sub-saharan-... You can listen to the Let’s Talk Human Rights podcast here: https://open.spotify.com/show/59LYbrn... And here: https://podcasts.apple.com/za/podcast... Hosted by: Redi Tlhabi Guest: Economist and Director of Inani Strategies Xhanti Payi Edited by: Joel Seboa Produced by: Emilie Gambade & Joel Seboa Original Theme Music & Design by: Bernard Kotze You can listen to the podcast everywhere, including Spotify! Support journalism that protects democracy. Become a Maverick Insider. https://tinyurl.com/SupportDailyMaverick 01:08 Budget Day Kickoff 02:35 First Take on Budget 2026 03:37 What Turning Point Means 04:55 Inflation and Credibility 06:11 Growth Outlook Reality Check 07:11 Why Growth Attracts Investment 10:22 Infrastructure and Household Impact 11:35 Tax Relief and Bracket Creep 13:49 Sin Taxes and Illicit Markets 15:35 Municipal Reform Crunch 18:06 Building Local Capacity 20:43 SOEs and Sustainability Test 25:33 Debt Costs You can find us on Instagram here: / dailymaverick On TikTok here: / dailymavericksa Or on Twitter here: https://www.dailymaverick.co.za/artic...