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Want FREE & Expert Insurance Advice? Book a FREE call with Ditto for Health and Term Insurance advice - https://ditto.sh/tuz5ff Correction: The complaints per 10,000 claims for Aditya Birla Health Insurance was mentioned as 11. The accurate figure is 22/10,000 claims. We regret the error and appreciate your understanding. Health insurance in India is evolving, and two plans that are making waves are Acko Platinum and Aditya Birla Activ One Max. These policies are packed with features, offer flexibility, and promise a lot of benefits. But which one should you go for? Acko Health Insurance has taken a bold approach by offering zero waiting periods, unlimited restoration, and even an unlimited sum insured option. Meanwhile, Aditya Birla Health Insurance is focusing on wellness incentives, long-term sum insured growth, and unique benefits like day 1 coverage for chronic conditions. Both plans are highly customizable and bring fresh competition to the industry, but their differences are crucial in making the right choice. Acko Platinum is designed for those who prefer an aggressive, feature-loaded plan at a low premium cost. It offers benefits like no waiting periods for many conditions, automatic unlimited restoration of the sum insured, and coverage beyond 1 crore. On the other hand, Aditya Birla Activ One Max is more structured with features like maternity benefits, claim protection for non-medical expenses, and a rewards program that allows you to earn back up to 100% of your premium by staying active. But let’s talk about the catch. Acko's claims process is still evolving, with a higher complaint ratio of 17 per 10,000 claims, compared to Aditya Birla’s 11.4 per 10,000 claims. While Acko offers unlimited coverage, most medical treatments in India do not exceed 1 crore, making the feature more of a marketing hook. Aditya Birla, however, takes a long-term approach with sum insured growth, making it more stable for future healthcare needs. Now, who should choose what? If you’re young, tech-savvy, and want maximum features at the lowest cost, Acko Platinum could work for you. If you prefer a structured, benefit-packed plan with a trusted insurer, Aditya Birla Activ One Max is a better choice. Still unsure about which plan is right for you? Book a free call with Ditto today and let our advisors help you make the smartest decision. https://ditto.sh/tuz5ff Watch our recent videos: HDFC Ergo’s NEW RIDERS in the MARKET - • HDFC ERGO Health Insurance *NEW RIDER... HDFC Life Click2Protect Super REVIEW - • HDFC Life Click2Protect Super *DETAIL... Ultimate Care or Care Supreme? Comparison REVIEW - • Is ULTIMATE CARE better than CARE SUP... Connect with Us: Follow us on Instagram: / joinditto Follow us on LinkedIn: https://www.linkedin.com/company/ditt... Tweet us your questions: https://x.com/joinditto Happy Insurance Hunting!