FINRA Is Testing Your WSP. Does It Cover AI? скачать в хорошем качестве

FINRA Is Testing Your WSP. Does It Cover AI?

Your firm is using AI tools for recommendations, surveillance, communications, and recordkeeping. In November 2025 and December 2025, the SEC and FINRA published their 2026 examination priorities and oversight report. Both documents state that firms remain responsible for supervising GenAI use under existing regulatory obligations. This episode examines three documented examination vectors now in scope for 2026 cycles. First, written supervisory procedures (WSPs) must explicitly address GenAI use, including hallucination risk, insider misuse, impersonation schemes, and AI-enabled surveillance evasion. Second, third-party vendor origin does not transfer regulatory responsibility; firms must maintain due diligence, ongoing oversight, model governance, and incident response documentation. Third, books and records requirements require AI-assisted recommendations to be reconstructable, and representations regarding AI capabilities must align with actual supervisory controls. These obligations are drawn directly from FINRA’s 2026 Annual Regulatory Oversight Report and the SEC Division of Examinations’ 2026 Priorities. #CorporateFraud #FINRA #SEC #WSP