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Fear says your VA disability can vanish any second. Truth says there are laws, protections, and due process designed to protect your rating. In this video, I break down the real relationship between working, income, TDIU/IU, the PACT Act, and your VA rating in 2026 – plus a 10-step checklist to keep your benefits safe. I’m Lukas Simianer, a Purple Heart recipient from War In Afghanistan, former paratrooper with the 82nd Airborne, and CEO of VetClaims.AI. I’ve been through this system myself and now my team helps thousands of veterans every month understand their rights and protect what they’ve earned. In this video you’ll learn: The difference between regular schedule ratings vs TDIU / IU When your income DOESN’T matter at all for VA disability When income DOES matter (IU/TDIU, “sheltered” vs non-sheltered work) How to legally stack IU + GI Bill + SSDI while going to college The truth about PACT Act fear-mongering and whether your rating can just “vanish” Rapid-fire myths vs facts about work, exams, and income My “How to Keep Your Rating” 10-step checklist to protect yourself in 2026 and beyond If you’re worried about working, going to school, or “making too much money” and losing your benefits… you need this. CHAPTERS: 0:00 – Fear vs Truth: Can Your Benefits Vanish? 0:19 – Who I Am & Why You Should Listen (Purple Heart Vet) 0:35 – What We’ll Cover: Work, Income, Stacking Benefits & Checklist 1:05 – Regular Ratings vs IU/TDIU: When Income Matters 2:10 – Sheltered Employment & What Triggers a VA Review 3:04 – The “College Hack”: IU + GI Bill + SSDI (All Legal) 4:43 – PACT Act Panic: What Happens If Rules Change? 5:49 – Rapid-Fire Myths vs Facts (Work, Exams, 100% Ratings) 7:15 – The 10-Step ‘Keep Your Rating’ Checklist 9:40 – Final Reminder: Fear vs Truth & Advocating for Yourself 👉 Veterans.. Feel like you deserve a higher rating than you have? We help over 4,000 vets per month do JUST THAT. Book a free call to get started: https://link.vetclaims.ai/strategy FREE RESOURCES: 👉 Free Nexus Letter Templates: https://vetclaims.ai/free-nexus-templ... 👉 Free Step-By-Step Guides https://vetclaims.ai/books/ 👉 VA Disability Claims Calculator: https://calc.vetclaims.ai/blog/how-to... #vadisability2026 #vaclaims #veteransbenefits