Roth IRA vs 401(k): Where Should You Invest Based on Your Salary Range скачать в хорошем качестве

Roth IRA vs 401(k): Where Should You Invest Based on Your Salary Range

BOOK A FREE NEW ACCOUNT CALL! https://bit.ly/directed-ira-appointme... Should you be putting your money into a Roth IRA or a 401(k)? The answer depends heavily on how much you make, and most people get this wrong because they don’t understand how income, employer matches, tax brackets, and contribution limits all work together. In this video, Mat Sorensen breaks down exactly where your retirement dollars should go based on your salary, whether you’re earning $50,000, $100,000, or $200,000+ per year. You’ll learn a simple, step-by-step framework for prioritizing employer matches, choosing between Roth and traditional contributions, and layering accounts to maximize tax-advantaged growth. Mat also explains when a backdoor Roth IRA or even a mega backdoor Roth makes sense, why fees and investment flexibility matter, and how high-income earners and married couples can dramatically increase their retirement contributions. This is practical guidance you can actually use to build long-term wealth the smart way. If you want help applying these strategies to your own situation or want to explore self-directed IRAs and 401(k)s beyond Wall Street, check the link below to book a free call with the Directed IRA team. Like the video, subscribe, and turn on notifications for more retirement and tax strategy insights! CHAPTERS: 0:00 Intro 0:40 First Question: Do You Have a 401(k) at Work? 1:00 If You Make Around $50,000 a Year 2:32 If You Make Around $100,000 a Year 5:20 If You Make $200,000 or More 9:55 Roth vs Traditional: How to Think About the Tax Decision 12:08 What About Self-Employed Individuals? 12:45 Don’t Forget About Your Spouse 14:06 Recap 14:36 Outro Mat Sorensen is the Founder and CEO of Directed IRA & Directed Trust Company, an INC 500 company with over $2.5B in assets and 1,134% growth in the last three years. He leads one of the fastest-growing custodians for self-directed IRAs, helping investors deploy retirement dollars into real estate, private funds, and alternative assets. Mat is the author of The Self-Directed IRA Handbook, the industry’s most widely used guide with over 50,000 copies sold. He also holds advisory roles with KKOS Lawyers and Main Street Business Services and co-hosts two top-ranked podcasts for investors and entrepreneurs. My Social Media: Instagram:   / matsorensen   Tik Tok:   / sorensenmat   LinkedIn:   / matsorensen   Facebook:   / mat.sorensen.1   Websites: https://directedira.com/appointment https://kkoslawyers.com https://mainstreetbusiness.com https://matsorensen.com Disclaimer: This podcast is for educational purposes only and does not constitute financial, tax, or legal advice. Consult with a qualified professional before making any investment decisions. The Self-Directed IRA Handbook: https://shop.matsorensen.com/products...