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Ricardo Ferrer Rivero (31) was born in Venezuela. At the age of 9 his family moved to the USA where he went to school for several years and started experimenting with programming, technology and the internet. At the end of 2003 he moved to Germany to pursue studies in Business Informatics. In the last 4 years he founded a series of companies: the coworking space „Edelstall“, cloud storage service „doctape“ (adquired by Atlassian), an investment firm called „533 AG“ and most recently „PEY“, a bitcoin/crypto-currency terminal. Ricardo Ferrer Rivero (31) was born in Venezuela. At the age of 9 his family moved to the USA where he went to school for several years and started experimenting with programming, technology and the internet. At the end of 2003 he moved to Germany to pursue studies in Business Informatics. In the last 4 years he founded a series of companies: the coworking space „Edelstall“, cloud storage service „doctape“ (adquired by Atlassian), an investment firm called „533 AG“ and most recently „PEY“, a bitcoin/crypto-currency terminal. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx