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In this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Vincenz Klemm, CEO & Co-Founder of Baobab, about building a next-generation cyber MGA and what it really takes to underwrite digital risk. Here are some of the key topics discussed in the episode: – how Baobab evolved from a US insurtech success story to a European cyber MGA – why cyber insurance must integrate risk mitigation, not just risk transfer – what brokers need to actually sell cyber effectively in the mid-market – how to prove that “active cyber” prevention measurably reduces losses– why outside-in scanning alone is insufficient for robust underwriting – how accurate attack surface mapping improves speed and pricing – what NIS2 means for insurability and cyber investment across Europe – why rising cybersecurity spend does not reduce the need for risk transfer – how geopolitical tensions influence cyber risk awareness and demand A practical discussion on underwriting discipline, prevention technology and the future of cyber insurance for European SMEs and the mid-market. www.kasko.io www.platformpartners.vig www.baobab.io