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Most Canadian homebuyers believe their deposit is completely safe. You save for years. You stretch every dollar. You send tens of thousands of dollars to a real estate brokerage — trusting that it’s protected. But recent events in Canada have shown that trust account failures are real — and when systems break down, it’s buyers and sellers who pay the price. In this video, I explain: How real estate deposits actually work in Canada What a trust account is — and why it matters What can go wrong when brokerage controls and oversight fail Why large, recognizable brands are not immune to risk How buyers, sellers, investors, and agents can protect themselves This is not about fear or blame. It’s about education. Real estate is the biggest financial decision most people will ever make — and too many people walk into it without understanding where their money goes, who controls it, and what questions they should be asking. I’m Harji Sidhu — Realtor, Builder, and Real Estate Investor based in Toronto and the Kitchener-Waterloo region. I believe deeply in real estate as a wealth-building tool — but only when it’s done with transparency, structure, and accountability. If you’re buying, selling, or investing, this video could help you avoid stress, delays, and costly mistakes. #CanadianRealEstate #HomeBuyingCanada #RealEstateDeposits #TrustAccount #RealEstateEducation #FirstTimeHomeBuyerCanada #OntarioRealEstate #BuyerBeware #HarjiSidhu #RealEstateTransparency #CanadaHousing