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Welcome to "Ask a Finder Expert". This is where Kate Browne (Editor-at-Large) asks the experts at Finder expert the questions YOU want to know the answers to. If you live in Australia do you really need private health insurance or is Medicare enough? We talk to Finder insurance expert Nicola Middlemiss to talk about how private health insurnace works and the different levels of cover available. Nicola also shares her tricks and tips for finding the best cover without paying for things you don’t need. Want more information on private health insurance? Check out this guide👇 https://www.finder.com.au/health-insu... Skip ahead ⏩ 0:00 Introduction 0:41 Do I need health insurance? 1:06 What are the benefits of Health insurance? 1:44 Benefits to getting insurance earlier 2:25 Starting a family and private health insurance 3:13 Does insurance get more expensive with age? 3:54 Other reasons to take out health insurance 4:26 What's the #1 thing to know about 💙 Follow Finder on social 💙 / finder.au / findercomau / finder.au #healthinsurance #health #medicare #Finder