Why “3–6 Months of Cash” Is Lazy Advice for $1M+ Creative Agencies скачать в хорошем качестве

Why “3–6 Months of Cash” Is Lazy Advice for $1M+ Creative Agencies

🔥Want to run a smart business? Bookkeeping, Tax Planning, and Business Accounting: https://www.westfronttax.com/contact ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ If you run a $1M+ creative agency, you’ve probably been told to “keep 3–6 months of cash in the bank. In this video, Jose breaks down how smart agencies think about cash: • Why rules of thumb stop working as you scale • The 3 cash accounts $1M+ agencies should use • How much cash you actually need to operate stress-free • Why underpaying yourself as an officer breaks your numbers • How to calculate real cash reserves (without guessing) • How cash for taxes is not operating cash This is not about sporadic saving. It’s about replacing guesswork with a system. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ Time Stamps 0:00 - 0:55 - Why “3–6 Months of Cash” Is Lazy Advice After $1M 0:56 - 2:01 - Who Rules of Thumb Are For 2:02 - 2:50 - What Smart Agency Owners Ask About Cash 2:51 - 3:47 - The 3 Cash Accounts Every $1M+ Agency Needs 3:48 - 6:02 - How Much Operating Cash Your Agency Needs 6:03 - 8:16 - How to Calculate a Real Cash Reserve (10–30%) 8:17 - 9:00 - How Smart Agencies Set Aside Cash for Taxes 9:01 - 9:24 - Final Thoughts ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ ABOUT JOSE CARDENAS, CPA, EA Jose Cardenas is the founder of Westfront Tax & Accounting, based in Fort Lauderdale, Florida. He leads an accounting team serving growing service businesses nationwide, delivering weekly bookkeeping, tax planning, and business accounting services at a fraction of the cost of an in-house hire. ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬ DISCLAIMER: This video and information on this channel is for educational purposes only and does not constitute investment nor tax advice. #planfirstcpa