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Are you trying to avoid or minimize RMDs in your retirement plan? As of recently, many retirees to investments that have a built-in "RMD Avoidance" feature like QLACs. Unfortunately, these strategies have some clear disadvantages that you need to know about... You can schedule an appointment with one of our Retirement Experts to look at your situation and help you plan for your future. Call us at (920) 544-0576 or go to https://www.safeguardinvest.com/contact. 0:00 Strategy To Delay RMDs 10+ Years? 0:17 What are RMDs and Why Are They Costly? 1:56 What is a QLAC? 4:56 Optional Refund Feature Explained 6:13 QLAC Comparison to a SPIA 10:26 QLAC Comparison to Regular IRA 12:17 Important Takeaways - - - - - - - - - - - - - - Always remember, "You Don't Need More Money; You Need a Better Plan" 🍿 Subscribe to our channel: https://www.youtube.com/channel/UCVMA... 🏆 Join our Weekly Email Series: https://bit.ly/weekly-email-series 📈 Talk with us about your retirement plan here: https://www.safeguardinvest.com/contact 📚 The New 60/40: How the Next Generation of Retirees Can Achieve Radical Financial Freedom through Better Safe Investing - https://www.amazon.com/New-60-Generat... Safeguard Wealth Management is an SEC Registered Investment Advisor. Safeguard Wealth Management is not an insurance provider. All content on YouTube is for informational purposes only and should not be taken as personal advice for your situation. You can read more disclosures at https://www.safeguardinvest.com/fiduc...