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Why $500,000 might be the true "Crossover Point" for your freedom. In a world obsessed with becoming a billionaire, we often lose sight of what wealth is actually for: Control over your time. In this video, we explore the philosophy of "Enough" and the mathematical reality behind a $500,000 portfolio. While many think they need tens of millions to retire, investor Kevin O'Leary suggests that a surprisingly modest amount can provide full financial independence—if you have clarity on your lifestyle. What we cover in this deep dive: • The Math of Independence: How $500,000 can generate between $25,000 and $45,000 in passive income without touching the principal. • The Crossover Point: Identifying the exact moment your money starts working harder than you do. • The Identity Shift: Why the hardest part of saving your first $100,000 isn't the money—it’s becoming the type of person who values freedom over "stuff." • Avoiding the "Diderot Effect": Why one luxury purchase often triggers a chain reaction of spending that keeps you broke. True wealth is "quiet." It’s the ability to wake up without an alarm clock and the peace of mind that comes from a solid financial buffer. Join us as we look at how to stop "trading your time for money" and start building a sustainable future. -------------------------------------------------------------------------------- IMPORTANT DISCLAIMER: The information provided in this video is for educational and informational purposes only and does not constitute professional financial, investment, or legal advice. The "Qur'anic Finance" channel draws on documented financial principles, behavioral psychology, and historical data to encourage intentional living and financial literacy. All investment strategies, including the $500,000 rule, involve risk; past performance is not a guarantee of future results. Please conduct your own research or consult with a qualified professional before making any financial decisions. This channel does not promote "get rich quick" schemes or inauthentic financial hacks; we focus on the "boring," consistent strategies that lead to long-term stability.