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Name: Annisa Desty Vambia ID Number: 22/494560/SV/20871 Institution: Universitas Gadjah Mada Program: Diploma SDG Number : 12 (Responsible Consumption and Production) Title: Smart Spending for Responsible Consumption In this speech, Annisa Desty Vambia shares a powerful message about how smart spending is the foundation of responsible consumption—a core focus of Sustainable Development Goal 12 (SDG 12). According to the 2023 United Nations SDGs Report, individuals in high-income countries consume resources at a rate ten times higher than those in low-income countries. On average, each person wastes more than 120 kilograms of food every year—enough to feed others in need. These statistics reflect a global issue rooted in individual behavior. Annisa, as a Public Sector Accounting student, argues that this imbalance can begin to be addressed by cultivating responsible financial habits—starting with students. She believes that small, personal choices in spending have the power to shape a more sustainable future. Through her 3F framework—Filter, Finance, and Function—she offers a practical method to encourage conscious consumption. Her message is clear: responsible consumption is not about how much money we have, but about the awareness we bring to every decision we make, both for ourselves and for the world we live in.