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Financial freedom and retiring early are more achievable than you think, even at lower incomes. To achieve financial freedom means you'll have all your financial needs met for the rest of your life. Why would that be easy? The best way to get your finances in order is to spend less and make more money. If you want to retire early you'll most likely need to do both. If you want to plan for early retirement, this video is for you! Subscribe: / @happyonmonday **I am NOT a financial planner! This is just the story of my personal financial planning for retirement. You should do your own research and talk with your financial planner before investing. • How I LIVE on a MODEST Income (You Ca... • You CAN Retire EARLY with a MODEST In... • My PERSONAL Monthly Retirement BUDGET 🤑 • How I SAVED and INVESTED For My EARLY... • What I’m Doing for HEALTH INSURANCE A... • 7 Retirement SIDE HUSTLES I’ve PERSON... • I Signed up for 2025 ACA Marketplace ... • How much MONEY is enough to RETIRE EA... Personal budget spreadsheet https://create.microsoft.com/en-us/te... Expense tracker https://docs.google.com/spreadsheets/... #retirement #financialfreedom #retireearly #buildwealth #savemoney #makemoney #investing #income #frugalliving #compoundinterest #financialplanning #retirementplanning