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Get matched with a financial advisor here: smartprofinancial.com/youtube You’re either happening to your money, or your money is happening to you. Herb Jenkins, SVP of EveryDollar at Ramsey Solutions, joins us to break down why zero-based budgeting works. We talk about why 9 out of 10 debt-free screams start with a budget and how EveryDollar helps you take control before the month begins. Whether you love budgeting or hate it, this episode may completely change the way you see it. Follow SmartPro Financial: 💼 Rick Godfrey II's LinkedIn ⮕ linkedin.com/in/rick-godfrey-ii 📷 Instagram ⮕ instagram.com/smartprofinancial 👥 Facebook ⮕ facebook.com/smartprofinancial 🏆 Find a Financial Advisor ⮕ smartprofinancial.com/find-a-pro The Everydollar App ⮕ ramseysolutions.com/money/everydollar Discussions in this show are for entertainment and educational purposes only and should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and SmartPro Financial are not affiliated.