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At the Humanitarian Aid Payments Council, hosted by the Algorand Foundation in Berlin in September 2025, Sandra Uwantege Hart, Lead of the Humanitarian Venture Lab at Mercy Corps Ventures, shares her perspective on how emerging financial infrastructure is reshaping aid delivery. In this conversation, Sandra explores the evolving balance between private sector innovators and humanitarian organizations, and how new systems are challenging long-standing norms around power, representation, and control in the aid sector. She discusses the growing role of stablecoin-based payments, the importance of institutional adoption by major financial players, and how digital, on-chain transactions can reduce costs, increase transparency, and help organizations reach significantly more people with limited funding. Sandra also highlights where adoption is happening fastest, including conflict settings and regions facing currency instability, and emphasizes that the most sustainable innovation is being driven by builders in affected countries themselves. The Humanitarian Aid Payments Council brought together leaders from across the humanitarian, financial, and technology sectors to examine practical, real-world applications of blockchain and digital payments in global aid efforts.