Full Show: Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness скачать в хорошем качестве

Full Show: Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness

The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask 00:00- Intro 00:38 - Tariff Meltdown Investing Lessons 10:06 - Ask An Advisor - Is your retirement savings target (e.g. $700K) meant per person or per household? If it’s per individual, should a couple aim for double that amount? (Rick in North Carolina) 12:58 - Ask An Advisor - We’re debt-free except for our mortgage, with $500K in retirement accounts and $400K in savings. Should we use a HELOC or cash for home remodeling? And is a taxable brokerage the best place to invest the rest? (Katherine in California) 15:28 - Ask An Advisor - We’re in our mid-50s with healthy 401(k)s (both Roth and Traditional), an HSA, and some S&P investments. When should we start meeting with financial advisors? Also, would using a Roth for long-term spending (via my wife’s account) be better than a taxable S&P fund? (Cliff in Idaho) 20:24 - Top 5 Activities for Happiness 28:35 - Ask An Advisor - I understand the 4% retirement withdrawal rule, but where should the money be invested to follow that strategy safely? (Craig in Utah) 31:19 - Ask An Advisor - We’re about to pay off our home and are considering buying another property. With California prices still high, is this a smart move? And should we pay off our current home first or borrow against it? (Rachelle in California) 35:52 - Ask An Advisor - I can claim Social Security next year at 60 based on my deceased ex-husband’s record. I don’t need the income now, but should I start early in case future benefits get reduced? (Ruth in Massachusetts) Learn more about Wes: https://www.yourwealth.com/team/wes-m... Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/