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What if the tax system wasn’t designed to punish you—but to reward the people who understand how it actually works? In this first episode of the Tax Intelligence Files, Daniel Hanzelka is joined once again by Miguel A. Palma, CPA and founder of Palma Financial Services, to reframe one of the most misunderstood parts of modern financial life: taxes. Rather than viewing the IRS as an adversary, Miguel offers a different perspective, one that sees the tax code as an incentive-based system designed to reward builders, investors, and contributors. This conversation explores why so many business owners unknowingly use the tax code backwards, how mindset often matters more than income, and why reactive, once-a-year tax preparation quietly erodes long-term wealth. Miguel and Daniel discuss the difference between tax planning and tax filing, the importance of timing and structure, and why clarity, not shortcuts, creates confidence. You’ll also hear why business ownership and real estate are so heavily incentivized, how credits differ from deductions, and why preparation changes everything when it comes to audits, strategy, and peace of mind. This episode is about learning to think differently, so you can stop reacting and start building with intention. 💡 In This Episode, You’ll Discover: • Why the tax code rewards specific behaviors • How mindset shapes tax outcomes more than income • The difference between tax preparation and tax planning • Why timing determines what strategies are available • How business owners can stop leaving value on the table 👤 About Miguel A. Palma Miguel A. Palma is a CPA and founder of Palma Financial Services. He helps business owners, professionals, and real estate investors create clarity through proactive, year-round tax strategy built on structure, discipline, and stewardship. 🔗 Connect With Miguel A. Palma 📍 Location: San Ramon, California 🌐 Website: https://mpalma.com/ 🔗 LinkedIn: / palmafinancialservicesinc 📸 Instagram: @mpalmafinancial 📅 Booking Link: https://calendly.com/palma-financial/... 🎧 About the Make Life Less Taxing Podcast Make Life Less Taxing is a show dedicated to helping people build freedom, clarity, and purpose in every part of their financial life. No hype. No product talk. Just conversations that help you think differently and live more intentionally. 🌐 More Episodes: https://makelifelesstaxingpodcast.com 📥 Be a Guest: https://makelifelesstaxingpodcast.com... #MakeLifeLessTaxing #TaxIntelligence #WealthMindset #BusinessOwnerLife #TaxClarity #ProactivePlanning #FinancialStewardship #LegacyBuilding