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Buying your first home can feel overwhelming, especially when it comes to mortgages. This video explains how first-time buyer mortgages work in the UK. It covers common mistakes buyers make, how deposits and Loan to Value affect borrowing, the costs to expect beyond the deposit, and an overview of some first-time buyer options available. The aim is to help viewers understand the mortgage process so they can feel more informed before applying. This video provides general information only. It does not constitute mortgage advice. Mortgage suitability depends on individual circumstances. You can access your credit reports via this link: https://www.checkmyfile.com/know-your... Please be aware, Checkmyfile offer a 7-day free trial, after which the service comes at a monthly cost. If you don’t want to use the ongoing service, please be sure to cancel your account with them once you’ve downloaded the credit report, otherwise you will be charged on an ongoing basis. For full disclosure, we’ll also receive £12 when you do so as a thank you from Checkmyfile for recommending their service. For more information about HHH Mortgages, visit our website: https://www.hhhmortgages.com/