Contract for Deed vs. Owner Financing: What Pros Actually Use скачать в хорошем качестве

Contract for Deed vs. Owner Financing: What Pros Actually Use

Contract for Deed? Land Contract? Agreement for Sale? They’re all executory contracts—and they’re not the same as selling with a mortgage/wrap. In this video, Scott explains when these tools can help, when they can hurt, and why he prefers to control the deal with a deed + mortgage (subject‑to or wrap) in most cases—especially in Texas, where consumer protections make executory contracts extremely risky. What you’ll learn What an executory contract is (and the many names for it) Why due‑on‑sale can still apply - even without recording a deed Acquisition: why Scott prefers deed + mortgage to keep sellers out of the chain of title Sales: why a wrap/mortgage often wins (larger down payments, buyer confidence, better note marketability) Texas vs other states: why executory contracts are problematic for consumers in TX (180‑day rule, heavy compliance) but may be viable elsewhere Practical drafting tips if you ever use them (default/cure time, attorney‑drafted docs, insurance) Exit strategies: why notes sell, but contracts usually don’t (or at a big discount) Always check your state’s property and finance codes (Texas ≠ Arizona ≠ Midwest), and stay compliant with SAFE Act/Dodd‑Frank/RESPA where applicable. If this helped, please like, comment, and subscribe - it tells YouTube other investors need this too. Chapters 00:00 Intro: Owner Financing vs Executory Contracts 00:31 Definitions: Contract for Deed/Land Contract/Agreement for Sale 01:42 State differences & why some investors soured the tool 02:11 Acquisition vs Sale: the two decision trees 02:28 Sellers nervous about title transfer - what to offer instead 02:51 TX foreclosure speed vs other states’ timelines 03:30 Due‑on‑sale applies to executory contracts too 04:07 Why “control the deed” matters (remove seller risks) 05:00 Liens/heirs/“life happens” risk if seller stays in chain 05:24 When a CFD might be a short‑term back‑pocket tool 06:01 “Performance deeds” warning & state‑law limits 06:32 Drafting & default/cure windows (protect yourself) 06:42 Contract law vs property code - what governs 07:38 Selling with a CFD: why Texas is problematic (180‑day rule) 08:52 Other states: when a land contract can work 09:26 Why wrap/mortgage → bigger DP & buyer confidence 10:46 Exit strategy: notes are sellable; contracts usually aren’t 11:53 Strategy recap + state‑law reminder 12:53 Work with a knowledgeable local attorney 13:11 CTA Scott Horne has been a real estate, title attorney, and investor for over 30 years. Over this time, he has purchased, rehabbed, and sold over 7,000 single family homes. Through his companies and law office, he has transacted over 10,000 creative finance deals. Scott’s experience as both an attorney and an investor puts him in a unique position to help you navigate this tricky business every step of the way. ✅ 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐭𝐞𝐩 𝐮𝐩 𝐲𝐨𝐮𝐫 𝐠𝐚𝐦𝐞 𝐚𝐧𝐝 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠? 1. The Subject To Mastery https://www.theownerfinancenetwork.co... 2. Everything You Need to Know About Liens https://www.theownerfinancenetwork.co... 3. Scott Horne’s Owner Finance Real Estate Investment Training https://www.theownerfinancenetwork.co... 4. Owner Financing for Realtors https://www.theownerfinancenetwork.co... ✅ 𝐃𝐨𝐧’𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐟𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 𝐨𝐧 𝐨𝐮𝐫 𝐨𝐭𝐡𝐞𝐫 𝐬𝐨𝐜𝐢𝐚𝐥 𝐦𝐞𝐝𝐢𝐚 𝐜𝐡𝐚𝐧𝐧𝐞𝐥𝐬 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐟𝐫𝐞𝐞 𝐭𝐢𝐩𝐬! Instagram:   / ownerfinancenetwork   Facebook:   / ownerfinancenetwork   Twitter:   / ownerfinancenet   ✅ 𝐍𝐞𝐞𝐝 𝐡𝐞𝐥𝐩 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧? 1. Legal Services https://www.theownerfinancenetwork.co... 2. Title Services https://www.theownerfinancenetwork.co... 3. Note-Pro Services https://www.theownerfinancenetwork.co... 4. RMLO Services https://www.theownerfinancenetwork.co... 5. Loan Servicing https://www.theownerfinancenetwork.co... #ownerfinancing #realestate #subjectto