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This Week in Mortgage Rates | Buy Now or Wait? | Housing Market Update Good morning and happy Monday! We’re starting the week floating, meaning mortgage rates are expected to stay steady or potentially improve. In today’s update, I break down current mortgage rates, what’s driving the market, and what homebuyers need to know right now. Today’s Mortgage Rates (details explained in the video): • VA: 5.25% (APR 5.581%) • FHA: 5.375% (APR 6.213%) • Conventional: 5.75% (APR 5.888%) • Jumbo: 5.625% (APR 5.825%) We also cover bridge loan options, how they work, and when they make sense for buyers who need to buy before they sell. Buy Now or Wait? This is the #1 question I’m getting. In this video, I explain what the rate projections actually show and how to think about timing your purchase. If you’d like a 20-minute deep-dive on where rates are headed, email me and I’ll send it over. Housing Market Update – Case-Shiller Home Price Index: • Home prices dipped 0.1% month-over-month before seasonal adjustments • After seasonal adjustment, prices rose 0.4% • Year-over-year, U.S. home prices are up 1.4% Who is Kevin Warsh and why does it matter for homebuyers? President Trump plans to nominate Kevin Warsh as the next Federal Reserve Chair when Jerome Powell’s term ends in May. Warsh is a former Fed Governor and, while known as an inflation hawk, has recently suggested the Fed should move faster to cut interest rates. I explain what this could mean for future mortgage rates. Key Economic Reports This Week: • Tuesday – JOLTS • Wednesday – ADP Employment Report • Thursday – Challenger Job Cuts & Jobless Claims • Friday – BLS Jobs Report If you’re thinking about buying a home and want a clear, no-pressure plan, let’s connect. I start every process with a Hopes & Dreams conversation so you understand your options before making any big decisions. 📩 Reach out anytime at Paul@Clear2CloseBrokers.com 👍 Like, Subscribe & Share if this helped #MortgageRates #ThisWeekInRates #HomeBuying #BuyNowOrWait #HousingMarket #MortgageUpdate #VAHomeLoan #FHALoan #JumboLoan #FirstTimeHomeBuyer #RealEstateMarket #InterestRates