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Most investors over-diversify their mutual fund portfolio — 5–6 funds, all doing the same thing. If your SIP is ₹500 to ₹25,000 per month and you're clear that you won’t need the money for 5–10 years, you don’t need more than 2 funds. ✅ Choose a Multicap Fund — it gives you exposure to large, mid, and small caps ✅ Or an Aggressive Hybrid Fund — perfect for balanced growth Keep your investing simple. Let compounding do the magic. 🎧 Subscribe for clear, clutter-free investing advice. 🎙️ From the podcast: This or That with Bhartendra ⚠️ Disclaimer This video is for educational purposes only and does not constitute financial advice. Please consult a SEBI-registered investment advisor before making any investment decisions. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. #MutualFunds #SIP #WealthBuilding #Multicap #Flexicap #InvestSmart #ThisorThat #BhartendraSingh #FinanceSimplified #PersonalFinanceIndia #MutualFundTips #BeginnerInvesting #Shorts