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Beef and steak prices are soaring. But beyond the grocery store and date night, it’s costing you more than you think, as Wes Moss explains. Also, Wes also address the psychological "twinge" investors feel when the stock market hits new all-time highs. What should investors do in 2026? While it’s tempting to think an all-time high is a signal to get out, history suggests the opposite. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask 00:00 - Intro 01:22 - Steak Night Sticker Shock 08:10 - Ask an Advisor - Is it realistic for a couple in their early 20s to retire in 20 years, and how should we fund the years before we can access Roth retirement accounts? (Anon, Texas) 12:09 - Ask an Advisor - What’s the best way to invest money for my nephew’s future while preventing him from withdrawing it too early for non-essential spending? (Jaime, Texas) 15:45 - Ask an Advisor - Is Wealthfront’s free Path planning tool a reliable way to judge retirement readiness, or is it overly optimistic compared to working with a financial planner? (Planning, North Carolina) 19:27 - Is a Market Correction Coming? 26:19 - Ask an Advisor - With a long time horizon and only a 2% annual withdrawal rate, does it ever make sense to be 100% invested in equities instead of holding bonds or other “dry powder” assets? (Kirk, Iowa) 28:21 - Ask an Advisor - When receiving a large lump sum of income, how should we allocate money between taxes, short-term needs, and long-term investing while keeping some funds accessible? (Lara, Florida) 32:09 - Ask an Advisor - Who should consider using a commercial trustee, and at what level of wealth does it make sense to move beyond a family member or individual trustee? (Steve, District of Columbia) Clark.com: Advice You Can Trust: SUBSCRIBE: / clark Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram: / theclarkdotcom Facebook: / clarkhoward Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/