Episode 21: What Is a Pre-Approval? Why It Matters for Homebuyers! скачать в хорошем качестве

Episode 21: What Is a Pre-Approval? Why It Matters for Homebuyers!

EPISODE 21 of The Home Stretch is here! 🎉 In this episode, Realtor® Nina Soden (North Alabama Real Estate Expert) with The Soden Team of LEGEND REALTY and Kat Frisby, Mortgage Loan Officer with Victorian Finance, break down one of the most important steps in the homebuying journey: pre-approval. 👉 What is a pre-approval? 👉 Why does it matter when buying a home? 👉 How does it make your offer stronger? Whether you’re a first-time homebuyer or just starting to think about purchasing a home in North Alabama (or anywhere), this episode will help you understand: The difference between pre-qualification vs. pre-approval Why sellers and listing agents take pre-approved buyers more seriously The documents you’ll need for the process (pay stubs, tax returns, bank statements, ID, etc.) How long a pre-approval lasts Common myths and misconceptions about pre-approval (like whether it hurts your credit or locks you into a lender) 💡 Bottom line: Getting pre-approved before you start house hunting gives you clarity, credibility, and confidence — three things every buyer needs in today’s competitive real estate market. 📲 Ready to start your home search in North Alabama? Contact: Nina Soden, Realtor® | LEGEND REALTY | The Soden Team 🌐 www.ninasoden.homeslegend.com For mortgage help: Kat Frisby | Mortgage Loan Officer | Victorian Finance 👉 Don’t forget to like, subscribe, and share this video with a friend who’s starting their homebuying journey! Nina Soden Associate Broker The Soden Team Legend Realty Huntsville 256-520-9640 https://ninasoden.homeslegend.com ninasodenrealtor@gmail.com Kat Frisby NMLS #: 1003648 Victorian Finance, LLC. | Loan Officer 310 The Bridge Street, Suite 100 Huntsville, AL 35806 P: 334-494-5181 kfrisby@victorianfinance.com Equal Housing Lender