Simple Money Habits That Actually Help скачать в хорошем качестве

Simple Money Habits That Actually Help

For many working Australians, one of the biggest money mistakes isn’t obvious. It’s sitting quietly inside their super. Default settings chosen by an employer years ago. Multiple old super accounts charging fees. Investment options that were never revisited. With employer super contributions now at a mandatory 12%, these small oversights compound into very real dollars over time. In this video, Brian walks through a few simple actions that can make a meaningful difference to your long-term outcome. No stock picking. No predictions. Just understanding how super actually works and the choices already available to you. We cover: • The “multi-account mess” and how duplicated fees quietly drag balances down • How easy it is to find and consolidate old super through myGov • Why default investment options aren’t always right for your time frame • A real example comparing different investment options inside a large Australian super fund • How salary sacrifice works, who it suits, and the current $30,000 concessional cap • Why insurance inside super matters, and what to check before consolidating This video is general information only and does not take into account your personal circumstances. Examples shown are for illustration and education purposes. If you want your super reviewed properly, based on your age, income, balance, goals, and risk tolerance, you can: 👉 skip the que, book a review https://www.redwoodfp.com.au/super-co... 📞 Call us on 1800 841 969 🌐 Visit our website: www.redwoodfp.com.au Follow us for more practical money education: Facebook:   / redwoodfinancialaus   Instagram:   / redwood_fp   TikTok:   / redwood.fp   Disclaimer The information provided in this video is general in nature and does not constitute personal financial advice. It does not consider your objectives, financial situation, or needs. You should seek advice from a licensed financial adviser before making financial decisions. Redwood Financial Planning Pty Ltd ABN: 46 679 016 525 AFSL: 561 658 #superannuation #superreview #australiansuper #moneyhabits #financialplanningaustralia #personalfinanceaustralia #retirementplanning #superfunds #aussiefinance #moneyeducation 0:00 Million Dollar Mistake 0:40 General Advice Disclaimer 0:48 1. Multi Account Mess 1:34 2. Investment Options 2:40 Australian Super Example 5:29 3. Salary Sacrifice 6:36 4. Insurances 7:40 Super Consolidation Warning 8:02 Recap 8:25 Thanks for watching.