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Retirement is harder than ever—and early retirement feels out of reach. But what if there was a strategy offering 10% to 20% contractual payouts… that most people have never even heard of? In this video, we dive into the truth about Hybrid Pensions—a little-known income solution used quietly by high-net-worth individuals to simplify retirement planning. 🔍 You’ll learn: ✅ What a Hybrid Pension really is (and what it’s not) ✅ Who these payouts are best suited for ✅ How they’re taxed and what that means for your retirement income ✅ Why traditional advisors and insurance agents rarely talk about them ✅ And how much of your portfolio may make sense to allocate =================================== 🎦 Related Videos Playlist: FAQs & MISTAKES | Hybrid Pension & Annuity Basics Explained • Playlist: FAQs & MISTAKES | Hybrid Pension... Step 1: 5 Annuity Types | Terminologies | Design Purposes • Step 1) 5 Annuity Types & Riders | Termino... Step 2: “Do I REALLY Need an Annuity & Is Now the Best Time?” (Comparing Hybrid Pension vs. Investments) • Step 2) “Do I REALLY Need an Annuity (Comp... Step 3: Our Best Strategies & Pros & Cons with Fixed Indexed Annuities • Step 3) Staging & Laddering Strategies Step 4: DISCLOSURES: Beware of Annuity Scams & Bankruptcy Explained • Step 4) How to Read the Fine Print & Bankr... AVOID the 4% Rule! | The $1.8 Million Trap & What You REALLY Need • AVOID the 4% Rule! | The $1.8 Million Trap... ================================== 🚩 SUBSCRIBE TO OUR CHANNEL / @kciis 🤳 Call us to help you with Guaranteed Income and Health Care Planning. Contact Us (No Cost & No Fee) https://retiringoptions.com/contact-us/ ☎️ 408-502-7080 www.RetiringOptions.com Your Retirement Advisors (18 Years) Kai & Ann Chung & Gracie (Our Retirement Puppy) KCIIS (KC Independent Insurance Solutions, LLC) =================================== 📖 CHAPTERS 00:00 The Hidden Strategy 1:08 “Is THIS a Bernie Madoff Scheme?” 1:44 Are Hybrid Pensions Life Ins? 2:45 Are Hybrid Pensions Annuities? 4:24 How Do Hybrid Pensions GROW? 5:49 Are Hybrid Pensions TAX-FREE or Tax-Deferred? 6:49 NON-IRA Hybrid Pensions (How Are They TAXED?!) 7:59 IRA vs Non-IRA Hybrid Pension (Which is Better?) 10:16 Do the Rich Need Hybrid Pensions? 12:37 Why THIS is Hidden From You #annuity #hybridpension #retireearly #guaranteedincome #stantheannuityman #KCIIS