10 Amex Mistakes 90% of People Make скачать в хорошем качестве

10 Amex Mistakes 90% of People Make

💳 Want My Complete Credit Card Strategy & Travel Hacking System? Join Credit Club 2.0 and get access to the exact framework I used to rank these cards, plus step-by-step training on building credit, unlocking premium cards, and traveling first class for free. You'll get proven templates, personalised one-to-one support from credit specialists, and strategies that have helped 5,100+ people transform their finances. 👉 Apply here: https://www.whatiscreditclubs.com?el=... AmEx cards are powerful but 90% use them wrong, leaving thousands on the table. The 10 Mistakes: 1. Overpaying Fees - Call for retention offers (got 40K points = £400-£800 value) 2. Overvaluing Credits - Gold £240 credits are use-it-or-lose-it monthly (most only use £100-£150) 3.Low Welcome Bonuses - 80K vs 150K = £700-£4K+ lost (one bonus per card EVER) 4.Wrong Transfer Timing - Search availability FIRST, wait for 25-30% transfer bonuses 5. Hotels via Portal - 0.7p per point (30% loss). Transfer to Hilton/Marriott instead 6. Cashback Redemptions - 0.6p per point vs 2p+ for travel (get cashback card instead) 7. Wrong Card - Match to actual spending, not what sounds premium 8. Closing Cards - Lose ALL points. Downgrade to AmEx Everyday (no fee) 9. Ignoring BA Portal - Triple dip: Card points + BA Avios + offers (5-6 Avios per £1) 10. Ignoring AmEx Offers - Use Card Pointers app (hundreds per year free) Total: Thousands saved annually. 💬 Which mistake? Comment.