The Future of Mortgage Applications | Payslips Scrapped скачать в хорошем качестве

The Future of Mortgage Applications | Payslips Scrapped

Payslips could soon disappear from UK mortgage applications. Santander is trialling the Experian Work Report, a digital income verification tool that checks employment details, gross and net income, and employer information in real time. This system is designed to make mortgage applications faster, more secure, and less open to fraud. While payslips are still required during the trial, the Experian Work Report could revolutionise digital mortgage applications if successful — transforming how lenders assess mortgage affordability and reducing delays for both brokers and borrowers. In this video, we explain: ✔️ How Santander’s Experian Work Report works in mortgage applications ✔️ Why digital income verification could replace payslips ✔️ The benefits of real-time employment and salary checks ✔️ How fraud prevention is built into the new system ✔️ What this means for the future of UK mortgage affordability Stay ahead with this mortgage update — because the future of mortgage applications is going digital. Timestamps to help you navigate: 00:00 – Are Payslips Ending in UK Mortgage Applications? 00:05 – Santander Trials Experian Work Report for Income Checks 00:27 – What This New Mortgage System Means for Brokers & Borrowers 00:53 – How Real-Time Verification Prevents Fraud in Mortgages 01:21 – The Future of Digital Mortgage Affordability Checks 01:38 – Final Thoughts: Next Steps for Mortgage Applications 👉 Don’t forget to like, subscribe, and comment below if you have any questions about mortgages or mortgage planning for professionals! Book a Call If you are looking for mortgage advice and want to know how much you can borrow for a new home or remortgage then book a free discovery call. https://calendly.com/anishpatelmortga... Check my file (AD) Check your credit score across 3 main providers that mortgage lenders use with this free 30 day trial https://www.checkmyfile.partners/3R9R... You can check your own credit score for FREE for 30 days and then £14.99 per month thereafter and you can cancel at anytime with this UK provider. Connect on Social   / anishpatelmortgages   https://www.instagram.com/anishpatelm...   / anishpatelmortgages      / @anishpatelmortgages   https://www.tiktok.com/@anishpatelmor... Website https://anichemortgages.uk/ A Niche Mortgages LTD is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some aspects of buy-to-let and commercial mortgages. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate this to be £587. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP TO DATE WITH YOUR MORTGAGE REPAYMENTS #mortgageadviser #mortgageadvisor #mortgagebroker #mortgageadvice #mortgageadviceuk #mortgage