25 Years, One Mission The Real Story Behind BAM Advisory Group скачать в хорошем качестве

25 Years, One Mission The Real Story Behind BAM Advisory Group

For more than 25 years, David and Kristy Afraimi have been building something bigger than a financial planning firm. In this episode, they share the real story behind BAM Advisory Group — from moving to Colorado with a young family, surviving the 2008 financial crisis, nearly losing everything, rebuilding with intention, and ultimately creating a championship team culture built to last beyond them. This isn’t just a conversation about money. It’s about: • Why a 401(k) is NOT a retirement plan • What 2008 taught them about vision and culture • The biggest misconception about retirement • Why “retire with confidence” means more than having a pile of money • Building Gen 2 and Gen 3 leaders • Creating the “Uber of financial planning” • Why trust is the real differentiator in financial services • The power of hospitality over a basic service model • Digital, AI, and the future of financial advice You’ll also hear about: – The BAM Gala and what it revealed about their impact – Winning Best of Mile High Planning 2025 – How they define their ideal client – What makes BAM unapologetically authentic – Why culture beats strategy in the long run If you’ve ever wondered what it really takes to build a firm that survives market crashes, evolves through COVID, scales a team, and still keeps the human element at the center — this episode is for you. At BAM Advisory Group, the mission is simple: Empower each person to have a healthy and confident relationship with money so they can live freely, give generously, and face the future with peace of mind. If you're thinking about retirement, navigating market uncertainty, or just want to make sure you’re not walking into your most important years without a real plan — this conversation will challenge the way you think about wealth. 💡 Like and Subscribe for More Content on Financial Confidence Your support helps us reach more people and provide more value! Don’t forget to comment if you have any questions or want to share your own experience with retirement planning. Visit WWW.BAMADVISORYGROUP.COM to schedule your no-cost, no-obligation call with a BAM Advisor. ◆ For more information, please email our team: info@bamadvisorygroup.com #FinancialAdvisor #FinancialPlanning #RetirementPlanning #InvestmentPlanning #ThreeBucketStrategy #RetirementIncome #IncomePlanning #BAMAdvisoryGroup BAM Advisory Group is an independent financial services firm assisting individuals preparing for retirement through the use of investments and insurance products. Insurance products and services provided by BAM Advisory Group. Investment Advisory Services offered through its affiliate, BAM Wealth Management, LLC, a Registered Investment Adviser. We are not affiliated with any government agency, and do not provide tax or legal advice or services. This material is provided for educational purposes only and should not be construed as advice or a recommendation. Always consult with qualified financial, tax and legal advisors. Investing involves risk, including possible loss of principal. No investment strategy can ensure a profit or guarantee against losses. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Investment advisory services are provided in accordance with a fiduciary duty of care and loyalty that includes putting your interests first and disclosing conflicts. Insurance services have a best interest standard which requires recommendations to be in your best interest. Advisors may receive commission for the sale of insurance and annuity products. 📌 CHAPTERS: 0:00 — The Real Story Behind BAM 0:16 — Why We Left California for Colorado 1:26 — Building a Business Around Family 3:51 — Surviving 2008: The Moment That Almost Broke Us 5:09 — The Lesson: You Can't Do This Alone 6:49 — The Vision Manifesto & Building a Championship Team 9:08 — Kristy's Vision: The Uber of Financial Planning 13:14 — Why BAM Needs to Outlast Us 14:54 — Teaching Ethics You Can't Learn From a Textbook 17:28 — The BAM Gala: The Moment We Knew It Was Working 21:09 — "A 401(k) Is NOT a Plan" 22:49 — Kristy's Grandfather & What Retirement Really Means 25:43 — Our Ideal Client (It's Not About Net Worth) 30:23 — Raising Leaders Like Raising Kids 33:38 — Why We Say No to Clients 34:58 — When Clients Walk In Like They Own the Place 35:49 — Hugs, Tears & The Human Element 39:01 — If BAM Were a Person at a Dinner Party 40:13 — What's Next: Digital, AI & The Future of BAM 43:13 — Mentoring the Next Generation of Leaders 44:31 — Building Teams: What's Different This Time 46:44 — Our Team Is Mentoring Us Now 48:18 — How to Connect With BAM