2026 Mortgage Tips: Rates, Buydowns & Creative Financing for Portland Homebuyers скачать в хорошем качестве

2026 Mortgage Tips: Rates, Buydowns & Creative Financing for Portland Homebuyers

Thinking about buying a home in early 2026? In this video, we break down the most important updates on mortgage rates, rate buydowns, and creative ways to finance a home — all tailored for buyers in the Portland metro area. Whether you're a first-time buyer, relocating, or preparing to re-enter the market, this guide gives you clear steps to make homeownership more achievable and more affordable in 2026. 🏡 What We Cover in This Video • 2026 mortgage rate trends and how they impact your buying power • How 3-2-1 and 2-1 rate buydowns work — and when they make sense • Creative financing options (seller concessions, lender credits, DPA, and more) • How to financially prep before touring homes • Ways to lower your monthly payment without sacrificing the home you want • Real examples of buyer scenarios in Portland, Beaverton, Hillsboro, and surrounding suburbs 📈 Why This Matters in 2026 With rates shifting and more sellers offering concessions, buyers have opportunities again — if they know how to position themselves. This video shows you exactly how. 📲 Ready to Start Your Buying Journey? I help buyers relocate to and navigate the Portland metro every week. Whether you need a trusted lender, want to explore buydown strategies, or need guidance on choosing the right suburb, I’m here to help. Jared Whitney | Realtor in Oregon 📧 Email: jared@jaredwhitney.homes 📞 Call/Text: (503) 250-2741 🌐 Website: https://northwesthomes.expportal.com/ OR LIC # 201244579 Dave Walz | Lender in Oregon and Washington 📧 Email: dave@sammtg.com 📞 Call/Text: 503-481-4596 🌐 Website: davewalzmortgage.com NMLS 1667147