How to Get Pre-Approved for a Mortgage in 2026 (Step-by-Step) скачать в хорошем качестве

How to Get Pre-Approved for a Mortgage in 2026 (Step-by-Step)

🏠 READY TO START YOUR HOMEOWNERSHIP JOURNEY? Book a free discovery call (no obligation, just honest answers): 🔗 https://tinyurl.com/yr3tctx8 🔗 https://www.envoymortgage.com/dustin-... How to Get Pre-Approved for a Mortgage in 2026 (Step-by-Step) Buying a home in the Pacific Northwest? This video breaks down exactly how mortgage pre-approval works, what documents you need, and the timeline from pre-approval to keys in hand. Whether you're a first-time home buyer in Vancouver WA, Portland, or anywhere in Clark County, this home loan game plan will help you avoid the #1 mistake that costs buyers their dream home: confusing pre-qualification with pre-approval. This video provides a solid game plan for anyone looking to navigate the process of buying a house, especially first time home buyer in competitive markets. Learn the ins and outs of mortgage pre approval and how it differs from mortgage pre-qualification, ensuring you're well-prepared. I cover essential home buying tips, including necessary documents and timelines, to help you secure your dream home without surprises. TIMESTAMPS: 0:38 - PRE-APPROVAL vs. PRE-QUALIFIED 0:45 - DOCUMENTS NEEDED FOR PRE-APPROVAL: Last 2 pay stubs Last 2 years W-2s (or tax returns if self-employed) Last 2 months bank statements (all pages) Valid driver's license or ID 1:12 - Your Purchase Timeline 🏠 HOME BUYING TIMELINE: 1. Pre-Approval → Verify income, credit, assets 2. Home Shopping → Work with your real estate agent 3. Offer Accepted → Appraisal, underwriting, conditions 4. Clear to Close → Final numbers, signing, keys! DISCLAIMER: This video is for educational purposes only and does not constitute financial advice. Loan approval is subject to credit and income verification. Contact a licensed loan officer for guidance specific to your situation. — I'm Dustin Hutley with Envoy Mortgage in Vancouver , WA. I help first-time buyers and small investors in SW Washington & Portland metro find their clear path to homeownership - even if you've been told no before. You're not denied. You're on a path. Let's find yours! — 📍 I'm licensed in Washington & Oregon 🎯 Specializing in: First-time buyers, self-employed borrowers, down payment assistance programs, investment properties #MortgagePreApproval #HomeBuyingProcess #VancouverWA