Basel Norms Were Born from Bank Failures | PadhAI with AI | The Cool School скачать в хорошем качестве

Basel Norms Were Born from Bank Failures | PadhAI with AI | The Cool School

Most videos explain what Basel Norms are. This one explains why the world was forced to create them. Welcome to The Cool School : https://t.me/thecoolschool Where regulations become stories, and concepts finally make sense. Basel Norms were not born in classrooms or textbooks. They were born out of bank collapses, regulatory failures, and financial disasters. In this episode of PadhAI with AI, we trace the real story behind Basel Norms: How a single bank failure in 1974 (Herstatt Bank) exposed global regulatory chaos How excessive risk-taking and internal fraud led to the fall of legendary banks Why Basel I, Basel II, and Basel III were created step by step How the 2008 Global Financial Crisis changed banking forever Why modern banks are obsessed with capital, liquidity, and buffers Instead of memorizing ratios, this video builds intuition: Why banks are allowed to lend many times their capital Why capital adequacy alone was not enough Why liquidity became the missing piece Why RBI follows stricter Basel norms than global standards 🎯 Who should watch this video UPSC aspirants RBI Grade B, NABARD, SEBI aspirants Banking exam candidates (IBPS, SBI, JAIIB/CAIIB) MBA & finance students Anyone who wants to truly understand how banks survive crises If Basel Norms ever felt confusing or mechanical, this video connects the dots and shows the logic behind the law. #BaselNorms #BaselI #BaselII #BaselIII #BankingAwareness #RBI #UPSC #RBIGradeB #BankingExams #FinanceExplained #HowBanksWork #FinancialCrisis #Economy #PadhAIwithAI