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The average American is now paying over $800/month for a car they can't afford. Here's how we ended up in the biggest auto loan crisis in decades—and why it's only getting worse. In this video, we break down exactly how car payments exploded, why loan terms stretched to 84+ months, and how millions of people are trapped in upside-down loans they'll be paying off for the next 7 years. This isn't just about cars. It's about a financial system that's designed to keep you paying. Disclaimer :- This video is for educational and informational purposes only and should not be considered financial, investment, or legal advice. The information presented reflects research and analysis as of the publication date and may not reflect current market conditions. Individual financial situations vary—please consult with a qualified financial advisor before making any financial decisions. We are not financial advisors, and nothing in this video constitutes a recommendation to buy, sell, or finance any vehicle or financial product. #financialfreedom #saving #car #usa #investing #money