Future-Proof Your Lazy Retirement: My 9 Habits of Thriving Retirees скачать в хорошем качестве

Future-Proof Your Lazy Retirement: My 9 Habits of Thriving Retirees

💬 Your turn: 👉 Future-proof your retirement with habits of thriving retirees, early retirement planning tips, and simple retirement investing strategies to help you feel confident about the decades ahead. In this episode, I break down 9 practical habits I myself do and see over and over again in retirees who are not just “getting by,” but actually thriving—financially, emotionally, and health-wise. We’ll talk about how to spend intentionally instead of fearfully, why a 2–4 year “sleep at night” cash buffer can keep you calm during market downturns, and how to treat your health like a core investment, not an afterthought. We’ll also cover purpose, simplicity, and risk management—so your retirement isn’t wiped out by one bad market, one bad policy change, or one bad life event. What you’ll learn: • How to future-proof your retirement with flexible spending “guardrails” • Why thriving retirees protect their sleep-at-night money • The key health habits that support a long, active retirement • How to retire to something, not just from your job • Why you don’t need a complex portfolio—just a simple, understandable system • Overlooked risks (insurance, documents, fraud) that can derail retirement • How to set up regular financial check-ins without obsessing over the market If you’re planning to retire early—or you’re already retired and want a calmer, more confident path forward—this video will help you put simple habits in place so you can enjoy your money and your life. 💬 Your turn: Which habit(s) from this list are you going to work on in the coming year? Drop it in the comments! Episodes mentioned to listen to next: 👉 I Retired at 55: My Lazy Retirement Investing Plan:    • I Retired at 55: My Lazy Retirement Invest...   👉 ACA MAGI: How to Calculate & Manage It for Big Savings!    • ACA MAGI: How to Calculate & Manage It for...   Freebies mentioned: ✅ FREE MAGI Estimator. This was made after this video, so was not mentioned, but I've created an ACA MAGI estimator (Excel) that is free to download that you can use to estimate your MAGI. Click here to download: https://payhip.com/b/BsTwX ✅ FREE Early Retirement Planning Checklist Whether you're just getting started or refining your plan, this free guide will help you take the next step! Download my free 12-step early retirement planning checklist—a practical, easy-to-follow guide that walks you through everything from calculating your FIRE number to building a tax-efficient withdrawal strategy. 👉 Get your free checklist here: https://payhip.com/b/IBj3q I created this to help others like you pursue financial independence and retire on your own terms and as a thank you to my viewers. Whether your years away or almost ready, this checklist will help you retire smarter and sooner, and is the perfect companion to everything I share on this channel. 💼 My Favorite Retirement Planning Tool, and that I mentioned in this video! If you’re serious about planning for retirement, you’ve got to check out Boldin. It’s a powerful tool that helps you map out your financial future—whether you’re a DIY planner or just want to stress-test your retirement strategy. 👉 Try Boldin here: https://go.boldin.com/earlyretirement... Disclosure: This is an affiliate link, which means I earn a small commission if you decide to go on the paid plan after a free 2-week trial, or you can remain on the free plan, but I highly recommend the paid plan to use all its robust features! I personally use it for my retirement planning and love it! This link doesn’t cost you anything extra and helps to support the content I create. Thank you! 🌐 Visit my website for all my media, including my blog or to contact me about sponsorship or other business opportunities: https://mikeupland.com/ DISCLAIMER: This podcast is for educational purposes only and reflects my personal experience and research. It is not financial, tax, legal, or investment advice. Always consult with qualified professionals before making major retirement or financial decisions. I am not responsible for any loss or damages resulting from reliance on this information. #retirementplanning #earlyretirement #financialindependence #retireearly #retirementlifestyle